Payplug

The company operates as a payment service provider and acquirer for merchants, supplying the technology and infrastructure to accept and manage card and alternative payments online and in‑store. Its platform covers deployment (CMS modules, APIs, orchestration connectors, terminals, SoftPOS), checkout and payment page configuration, fraud detection and Smart 3‑D Secure, routing and local scheme optimisation, and financial reporting and reconciliation. This creates value by centralising acceptance across channels, improving payment conversion and authorisation rates, reducing fraud, and simplifying financial operations for merchants. Being part of Groupe BPCE also allows it to leverage local European schemes (e.g. Carte Bancaires) and banking relationships to optimise authorisations and acquiring performance, particularly for high‑volume merchants.

PAYPLUG ENTERPRISE SAS is a France-based payment service provider focused on online and in‑store card payments for merchants, particularly SMEs and mid‑market/enterprise retailers. It offers an omnichannel acquiring stack, fraud management, payment page customisation, routing optimisation, SoftPOS/Tap to Pay, Pay‑by‑Link and reporting/reconciliation tools, positioned as a single provider for European merchants.

The company generates revenue through subscription fees for payment plans and per‑transaction pricing, with bespoke, volume-based tariffs for larger clients that factor in interchange costs. Customers are merchants and commerce businesses that need to accept and manage payments across e‑commerce and physical points of sale, with a strong focus on SMEs and higher‑volume enterprise merchants in Europe. PAYPLUG ENTERPRISE SAS is owned within Groupe BPCE / Natixis via Dalenys.